Mortgage-Related Disclosure

This disclosure statement pertains to the conduct of Homebate®, including services Homebate® provides, in connection with the mortgage loan industry and websites and mobile applications operated by Homebate®.

Homebate® does not confirm, and does not make or give any guarantee regarding,

  • (i) any information in any request for, or in any request to be contacted about, a quote, pre-qualification, pre-approval, loan commitment, loan or loan-related document, nor(ii) any information about any consumer, potential borrower or other person who submits or is the subject of an Inquiry, nor(iii) any information about, or in any rating of or feedback about, any advertiser, lender, broker or mortgage or loan professional.

Homebate® does not guarantee any information provided by any borrower, any specific loan terms and conditions offered by an advertiser, lender, broker or mortgage professional, or that any person will be offered or able to obtain any particular rates, loan, loan application, quote, pre-qualification, pre-approval, loan commitment or loan-related transaction.

Homebate® is not a lender, mortgage broker, loan originator, loan processor or underwriter. Homebate® does not aid or assist in obtaining loans or loan applications, nor in setting or negotiating any terms thereof, nor in making loan or loan application decisions.

Homebate® does not offer loans and does not solicit or participate in the solicitation of loans or loan applications.

Homebate® does not take applications for loans or credit nor issue or participate in the issuance of pre-qualifications or pre-approvals.

Any request for, inquiry about or agreement to receive or be contacted about loans, loan applications, quotes, pre-qualifications, pre-approvals, loan commitments or loan-related transactions by any consumer or person (e.g., by way of advertisements on websites or mobile apps operated by Homebate®) is not, and will not be responded to by Homebate® as, an order, application, offer or transaction for any credit, loan, loan application, quote, pre-qualification, pre-approval, loan commitment or loan-related transaction or other loan or credit product.

Homebate® does not endorse or recommend any lender, any borrower nor any of the products, rates or offerings of any lender, broker or mortgage professional.

Nothing contained in any mortgage-related ad or other ad is an offer to provide, or a solicitation for, any loan, loan application, quote, pre-qualification, pre-approval, loan commitment or loan-related transaction.

Homebate® is not an agent of any consumer or borrower nor of any advertiser, lender, mortgage broker or loan professional.

Homebate® sometimes may provide advertising services, services to facilitate contact when consumers wish to be contacted by lenders, mortgage brokers or other loan professionals and/or other like services relating to use of websites or mobile apps Homebate® operates.

Decisions regarding loans, loan applications, quotes, pre-qualifications, pre-approvals, loan commitments or loan-related transactions are not made by Homebate® but are made by lenders, brokers or other loan professionals which might include participating advertisers of Homebate®.

Homebate® does not make or give any guarantee regarding, and assumes no responsibility for, any such decisions, nor any acts or omissions of lenders, brokers or other loan professionals, nor any result or consequence (direct or indirect) of any business transaction (actual, proposed or discussed) or related communications between lenders, brokers or other loan professionals and any other person, nor any rates, information or other content on or accessible through any website or app that did not originate solely from Homebate®.

The foregoing disclosures reflect Homebate’s good faith conclusions regarding the subject matter of such disclosures, and Homebate® takes no responsibility for, and shall have no liability as a result of or in connection with, any assertions, findings or conclusions that might be made, adjudicated, established or otherwise reached by anyone other than Homebate®, nor any actual or alleged inaccuracy of or other fault with any such disclosures.


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