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Ask your real estate agent or lender for information on the HELP program from the FHA. HELP ‐ Homebuyer Education Learning Program ‐ is structured to help people like you begin the homebuying process. It covers such topics as budgeting, finding a home, getting a loan, and home maintenance. In most cases, completion of this program may entitle you to a reduction in the initial FHA mortgage insurance premium from 2.25% to 1.75% of the purchase price of your new home.

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