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To ensure you won’t fall victim to loan fraud, be sure to follow all of these steps as you apply for a loan:

  • Be sure to read and understand everything before you sign.
  • Refuse to sign any blank documents.
  • Do not buy property for someone else.
  • Do not overstate your income.
  • Do not overstate how long you have been employed.
  • Do not overstate your assets.
  • Accurately report your debts.
  • Do not change your income tax returns for any reason. Tell the whole truth about gifts. Do not list fake co‐borrowers on your loan application.
  • Be truthful about your credit problems, past and present. Be honest about your intention to occupy the house
  • Do not provide false supporting documents.
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